Sodano Law can assist you with:

A standard practice to prepare for a hurricane should include  up to date pictures and videos of your home. In the case of sustaining damage, your insurance company will most likely try to say the damage was not caused by the storm and/or was a result of wear and tear or deterioration. Having evidence your home (or business) was not damaged prior to the storm will greatly help you successfully get your insurance benefits paid so that you can repair your property. The most common type of damage during a hurricane is roof damage so it is very beneficial to have video footage of your roof. 

Regardless of the type of damage sustained and the insurance company you have a policy with, you are required to prevent the damage from getting worse; retain the damaged part (such as a broken pipe) to allow your insurance company an opportunity to inspect it; and promptly report the loss to your insurance company.

Effectively and expeditiously reporting your claim is essential in greatly increasing the likelihood it will actually be paid. It is also imperative to lay the groundwork for a successful lawsuit should the claim be wrongfully denied, underpaid or claimed as below your deductible.

Property insurance allows a homeowner to recover for damages caused by natural disasters; however, there are several factors at play in determining how much – if any – coverage you will obtain. 

Ideally, the insurance company is supposed to pay you the cost necessary to repair, rebuild, or replace the damaged property to bring your property back to “pre-loss” condition; however, that doesn’t always happen. That’s where we step in! 

Sodano Law attorneys are experienced with all types of scenarios, and can walk you through the claims and/or litigation process.